The Borrower Becomes the Lender’s Slave (Notes on Proverbs)

My Son, Hear My Words: Notes on Proverbs

The following is an excerpt from the book, My Son, Hear My Words: Notes on Proverbs.

The rich rules over the poor, and the borrower becomes the lender’s slave” (22:7). The wise man warns us here against the accumulation of debt. The borrower is under obligation to give a certain amount of the fruits of his labor to the lender. Solomon is not condemning the lender for expecting to be repaid. Rather, he is pointing our the foolishness of entering into a debt obligation unnecessarily. There are times when debt is unavoidable. But the way of the wise is to avoid debt whenever possible and to pay back any debt that exists as quickly as possible, so as to not be under subjection of the entity to which money is owed.

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